Higher for Longer After the June Fed Meeting So Here Is What Buyers Should Focus on Instead
Cooler competition means real leverage now. Will Merritt explains why buying now beats waiting on rates. ...more
Mortgage
July 16, 2026•3 min read
Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Homeowners Are Choosing It Over Refi
Keep your low rate, tap equity with a HELOC. Will Merritt explains why second liens are surging now ...more
Mortgage
July 16, 2026•3 min read
New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What Buyers Need to Know Now
VantageScore 4.0 counts rent and utility payments. Will Merritt explains who benefits and by how much. ...more
Mortgage
July 15, 2026•3 min read
Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and What the Peace Framework Is Doing Now
Oil routes reopen and rates ease from peak. Will Merritt explains the chain reaction behind rates now. ...more
Mortgage
July 15, 2026•3 min read
A VA Loan Turndown From One Lender Does Not Mean the Deal Is Dead and Here Is Why Agents Should Know
One lender's no can be another's yes on VA loans. Will Merritt explains why VA guidelines are flexible. ...more
Mortgage
July 09, 2026•3 min read
Veterans Can Have Two VA Loans at the Same Time and Most Have No Idea This Is Possible
Bonus entitlement lets you keep your home and buy again. Will Merritt explains how it works. ...more
Mortgage
June 03, 2026•4 min read
VA Appraisals Are Not a Nightmare and Agents Who Avoid VA Offers Are Leaving Money on the Table
VA appraisals are smooth in most cases. Will Merritt explains why VA buyers deserve a fair look. ...more
Mortgage
June 01, 2026•4 min read
Veterans Can Buy a 4-Unit Property With Zero Down Using a VA Loan and Most Never Know It
Live in one unit, rent the others, zero down. Will Merritt explains the VA multi-unit strategy. ...more
Mortgage
May 29, 2026•4 min read
Why the VA Loan Is the Best Mortgage Product in America and How Veterans Can Use It to Build Wealth
Zero down, no PMI, lower rates, reusable benefit. Will Merritt explains why VA loans are unmatched. ...more
Mortgage
May 28, 2026•4 min read
